Showing posts with label babies. Show all posts
Showing posts with label babies. Show all posts

Tuesday, February 16, 2016

Make Babies, Get Money

I know what you may be thinking, but no, I am not telling you to procreate in order to receive a tax incentive.  I am, however discussing how with careful planning pregnancy CAN be a profit (at least in the beginning when everything is SUPER expensive).
I started this blog in an effort to open up dialogue about parenthood as well as share tips about topics I knew little about prior to giving birth.
Note: These tips are best used when a pregnancy is planned.  My next baby will definitely benefit!
In 2011 I worked for an agency which offered a disability insurance plan for $30 a month.  I was aware the plan payed 70% of your income to you during maternity leave for up to 6 weeks.  While I thought is was an awesome idea, I myself wrestled with the idea of EVER having children, and I didn't see myself as needing the coverage.
You can only benefit if you are covered 2 months prior to conception.  I was unemployed by the time I conceived; however as my dad said, even though I didn't try to get pregnant, I didn't try hard enough no to.  I received unemployment and later got a different job, but the lesson was learned the hard way.
I have since happened across an informative little article on this link http://www.ourfreakingbudget.com/how-we-made-money-off-our-baby/
where both the author (and an insurance agent in the comment section) listed policies to investigate pre-pregnancy:
hospital indemnity
personal sickness
disability (which pays part of your income to you)
Also, AFLAC offers the 1 day claim fulfillment so your bills will not suffer as you wait in agony for claims to be processed.  Pretty nifty, right?

If you have any additional information, please comment below.
This is Realest Mother Dearest signing out.

Thursday, July 25, 2013

Preventative Maintenance

One major change in my thinking occurred when my daughter was born, and it has influenced all of my decision making. The thought of how my absence would influence her pushes me to face my fears and take even better care of myself. 
If you haven't figured it out, I am scared of going to the doctor for annual exams.  The smell of the waiting room, the white bright lights, the posters that show a life-sized example of a uterus with stage I'VE cancer.. .  I would almost rather die at home from whatever peril may be around the corner.
Almost.
I posted this link 
Signs that you have cancer: early detection is key, this could save your life. http://bit.ly/172nEfF
on my Facebook page today and decided to write about taking care of the annual visits despite our fears. Most, if not all of us, know someone who is directly affected by cancer, and age is no longer a factor.  I hate doctors.  I see them as con artists.  They give me the heebie jeebies! But if not for myself, I get my check-ups for my daughter and others who want me around.  
This is Realest Mother Dearest signing off.

Thursday, July 18, 2013

Darn It All To Heck!

I had a bit of a potty mouth before I had my daughter and I still do at times. She babbles and I have not slipped up in front of her very often (terrible, I know) but I have stubbed a toe and said sh-t once or twice.  This new life has new rules and I have some choice words I use in place of the words I would go to when little ears weren't around. So I submit to you all for your consideration a substitute of less colorful words, such as:
Balderdash
Poppycock
Folly (wtf= what the folly?)
Tomfoolery 
Crock
Baloney
Devil (what the devil are you doing? You know, devil, instead of the devil's, um, house)

There are so many ways to express oneself, ways that won't result in child care options being reduced.  I'm no saint but at least I can vent my frustrations and get a laugh instead of a disapproving glare with these and other words.

Until next time, this is Realest Mother Dearest signing off.

Sunday, May 12, 2013

1st Momaversary

Happy Mother's Day first time moms and veterans alike. If you have an 11 month old like I do, pat yourself on the back, you made it. Let us clink our glasses to dirty diapers, sleepless nights, first teeth, first words, first steps, visits to Maw Maw's, projectile vomits, projectile poops, and uncontrolled, unprovoked giggling.  I hope you had a good day. This is Realest Mother Dearest signing off.


Friday, May 10, 2013

Pimping is Easy

I have a pimp. She intimidates me and robs me of my breast milk against my will. She is so cute and her cries quickly turn to screams. 
I am a prisoner of war.
Send help!
This is Realest Mother Dearest signing off. 
😞

Thursday, May 9, 2013

Funny Money

Babies are expensive and the economy is not improving as quickly as we hoped it would. Truthfully, I have not had as hard a time as I thought I would. I have always been a savvy person, but I have become especially cautious as a result of having a totally unplanned pregnancy.  Check out my article here http://voices.yahoo.com/get-organized-grip-12098595.html on ways you too can  stretch your pennies.  
That's all for now. This is Realest Mother Dearest signing off. As always, comment below and leave suggestions. Good, bad or ugly, I want your feedback!